The Bloomberg Terminal for Alternative Lending

Infrastructure for modern capital markets

Nostro Terminal is the institutional-grade operating system connecting ISOs, lenders, and capital allocators in the $150B+ alternative lending ecosystem.

$150B+
Market Size
10
Core Modules
6
Proprietary Indices
24/7
AI Copilot

Building infrastructure,
not another vendor

Nostro Terminal transforms the fragmented alternative lending market—MCA, revenue-based financing, and sub-prime commercial paper—into a unified, institutional-grade ecosystem.

We create workflow lock-in through indispensable tools, generate proprietary data exhaust from every transaction, and leverage AI to automate decision-making across the capital stack.

Our platform connects ISOs with lenders, surfaces real-time credit appetite, standardizes underwriting workflows, and provides the market intelligence that institutional allocators need to deploy capital efficiently.

nostro connect --lenders
✓ Connected to 847 active lenders
nostro index --fvi --cti
FVI: 82.4 (+3.2) | CTI: 61.7 (-1.8)
norvterra analyze deal-2847
Analyzing cashflow patterns...
✓ Match score: 94/100
✓ Recommended: 3 lenders ready

10 features that make Nostro essential

Every module is designed to create workflow dependency while generating the proprietary data that powers our market intelligence.

01

Deal Rooms

Single workspace per deal—chat, docs, status, timeline, and tasks unified. Norvterra drafts communications, summarizes progress, and recommends next actions.

Collaboration Hub
02

Secure Document Vault

Encrypted storage with granular permissions, immutable originals, and compliance audit trails. Norvterra checks for missing docs and generates lender-specific checklists.

Compliance Ready
03

Statement Normalization Engine

PDFs transformed into normalized transactions, cashflow metrics, risk flags, and UW pack exports. Norvterra explains risk patterns and writes summaries.

AI-Powered
04

Lender Directory + Live Credit Box

Filter lenders by criteria with real-time appetite status. Norvterra selects best-fit lenders and optimizes send order based on historical performance.

Live Data
05

Fit Scoring + Controlled Distribution

0–100 scoring with send caps and governance rules. Norvterra blocks low-fit submissions and prioritizes high-probability routes automatically.

Smart Routing
06

Anonymized Deal Tape

Privacy-safe view into what's actually clearing in the market. Norvterra summarizes clearing conditions and identifies emerging trends.

Market Intel
07

Benchmarks + Market Intelligence

AlphaSense-style search and interactive dashboards. Norvterra explains benchmark shifts with evidence-backed analysis.

Analytics
08

Always-On Alerts

Real-time notifications for appetite shifts, stuck deals, missing stips, SLA breaches, and tightening signals. Norvterra drafts escalations automatically.

Proactive
09

ISO Reputation Scoring

Conversion rates, completeness metrics, response speed, fallout tracking, and quality flags. Norvterra advises specific improvements to raise tier.

Quality Tier
10

Norvterra Copilot

Per-user AI assistant auto-assigned at signup with active memory, context awareness, and action execution that learns and improves over time.

Your AI

Meet Norvterra

Your personal AI copilot that transforms raw data into actionable decisions. Norvterra is assigned at signup and evolves with your workflow—learning your patterns, anticipating needs, and executing on your behalf.

  • Context-Aware Analysis

    Understands your role, portfolio, and historical decisions

  • Proactive Recommendations

    Surfaces opportunities and risks before you ask

  • Action Execution

    Drafts, sends, and manages tasks autonomously

  • Natural Dialogue

    Converse naturally about deals, trends, and strategy

N
Norvterra
● Active
What's the best lender fit for the Martinez deal?
Based on Martinez's cashflow pattern—$847K monthly deposits with 8% volatility—I've scored 12 lenders. Velocity Capital (94/100) is your best match: they're actively seeking food service with similar profiles and funded 3 similar deals this week at 1.38 factor. Want me to draft the submission?
Yes, include the cashflow summary
Done. I've attached the 6-month normalized statement, risk summary, and your standard cover letter. The FVI is up 3.2 points today—fast approvals expected. Sent to your Deal Room for review.

Market indices that move capital

Six proprietary indices built from workflow exhaust—the data nobody else has. Licensed to institutions and embedded in every decision.

FVI
Funding Velocity Index
Speed and liquidity indicator measuring response times and time-to-fund across the market.
CTI
Credit Tightening Index
Tracks heavier documentation requirements, rising declines, slower approvals, and appetite shifts.
PCI
Price of Capital Index
Pricing ranges and dispersion by segment—APR, factor rates, and points across the market.
SLSI
SMB Liquidity Stress Index
Measures volatility, NSFs, negative days, and deposit trend drops across borrower cohorts.
LAI
Lender Appetite Index
Supply willingness to deploy capital via real-time appetite status and capacity signals.
IQI
ISO Quality Index
Broker channel efficiency—conversion rates, completeness, fallout, and response speed.
Workflow Adoption
Data Exhaust
Proprietary Tape
Indices & Intelligence
Better Decisions
Network Effects
Deeper Moat
More Adoption

The data moat nobody can replicate

Every deal room conversation, every document uploaded, every lender response, every funding outcome—it all feeds our proprietary data lake.

This creates indices and intelligence that make the platform more valuable, which drives more adoption, which deepens the moat. Compounding advantage.

  • Underwriting telemetry from every transaction
  • Real-time lender appetite and capacity signals
  • Message graph and relationship intelligence
  • Document completeness and quality patterns
  • Outcome data for predictive modeling

Ready to transform your workflow?

Join the next generation of alternative lending infrastructure. Early access available for qualified institutions.

Get Started Request Demo